Study cost calculator

Estimate your monthly and annual costs in Germany. Defaults come from published national averages — replace them with your own numbers.

This is a planning aid, not an official financial assessment. Visa requirements and real costs depend on your city, programme and circumstances.

University (optional)

per month

Rent incl. utilitiesDefault: national average

€

FoodDefault: national average

€

TransportDefault: national average

€

Health insurance & medicalDefault: national average

€

Personal & leisure

€

Other (phone, internet, study materials)

€

per semester

Tuition per semester

€

Most public universities charge no tuition, but Baden-Württemberg, some Bavarian institutions and private universities do. Fees depend on the institution, programme and your nationality.

Semester contribution

€

Paid by every student each semester; check your university's website for the exact amount.

Your estimate

Monthly living costs: €797
Monthly total incl. fees: €797
Annual total: €9,564

Method: monthly items × 12 + (tuition + semester contribution) × 2 semesters. Monthly total spreads semester fees over 6 months.

All amounts in euros (EUR).

Visa proof of funds

For a student visa you must show €992 per month (€11,904 per year), typically via a blocked account. This is a legal minimum for the visa, not an estimate of your real costs.

Sources

Average student spending by item: DZHW 22nd Social Survey, as published by DAAD (checked 26 October 2026). daad.de
Proof of funds: DAAD, amount valid as of 1 January 2025 (checked 26 October 2026).

This is a planning aid, not an official financial assessment. Visa requirements and real costs depend on your city, programme and circumstances. Requirements, fees and deadlines change. Always confirm on the official website before applying.